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How A Family Guarantee Loan Works (And When To Use It)
In this video I walk you through exactly how a family guarantee works – who the guarantor is, what they're actually guaranteeing, how lenders assess the deal, and what needs to happen for the guarantee to be released down the track.
I'll also cover when a family guarantee actually makes sense, when it doesn't, and the conversations you need to have with both the borrower and the guarantor before you go anywhere near an application.
Because when it's structured right, a family guarantee can open doors that would otherwise stay shut. And when it's not – it can create a mess that's hard to unwind.
In this video I walk you through exactly how a family guarantee works – who the guarantor is, what they're actually guaranteeing, how lenders assess the deal, and what needs to happen for the guarantee to be released down the track.
I'll also cover when a family guarantee actually makes sense, when it doesn't, and the conversations you need to have with both the borrower and the guarantor before you go anywhere near an application.
Because when it's structured right, a family guarantee can open doors that would otherwise stay shut. And when it's not – it can create a mess that's hard to unwind.

